Your Money Shouldn't Just Sit In A Bank
By choosing AjoCard, you can make your money work for you with benefits such as:
Free insurance
Up to 23% upfront interest (10% higher than banks)
Funds are locked till maturity
Insured by NDIC
Fund Manager
If you deposit 👇🏾
₦50,000
Drag it
You’d earn 👉🏾
₦52,125
*Exclusive of withholding tax
Join 3000+ Investors
Trusted by hundreds of businesses including:



Don’t just set aside your money. Let it earn for you while it grows!
“AjoCard savings really saved me in a bad time”
Jumoke - Saver since 2022
Secure and Insured
AjoCard is licensed by the CBN and insured by the NDIC through Save Simple Microfinance Bank. Your funds are safe and secure with us.
Join over 3,000 people who have trusted AjoCard since 2019
We’re continually inspired by those who have taken action and achieved their goals with us. Whether you start with as little as N50,000 or N10 million, we can’t wait to celebrate your success story!

Retirement Investment
₦4M
Secure your golden years
+18%

Master’s Degree Plan
₦0.5M
You’re a step closer!
+17%

Wedding Duo Investment
₦8M
Save for your big day!
+20%

Home Down Payment
₦20M
For the house payment
+23%